The number of such people in the country who work in the unorganized sector and the income of one month is less than 15 thousand. Modi government has started a scheme for such people. Under this scheme, a provision of a minimum pension of Rs 3000 per month has been made after the age of 60 years. Also, if the beneficiary dies while getting the pension, then 50 percent of his pension will be given as pension to his spouse. The name of this scheme is Pradhan Mantri Shram Yogi Maandhan Yojana (PM-SYM).
Before the scheme, the National Pension System and the Atal Pension Scheme were available to the people. Under the Pradhan Mantri Shram Yogi Maandhan Yojana, a person with income below Rs 15,000 will get a pension of at least Rs 3000 every month after the age of 60 years. To get this pension, the employee will have to contribute a fixed amount every month and the same contribution will also be from the government. Why this pension scheme is special, let us tell you.
Who can benefit
According to government figures, around 42 crore people in India belong to the unorganized sector. These people have the opportunity to take advantage of this scheme. According to the data, till May 6, about 64.5 lakh people have registered themselves in it. The age for registration under this should be between 18 years to 40 years. Under this scheme, any worker belonging to the unorganized sector, whose age is below 40 years and not taking advantage of any government scheme, can take advantage of it. Keep in mind that the income per month should not exceed Rs 15,000.
How much premium to deposit
The premium will be charged according to age in this plan. The younger the member, the lower his premium will be. If someone will join this scheme at the age of 18, then they will have to deposit Rs 55 per month. Similarly, a person aged 29 years will have to pay Rs 100 and a worker of 40 years will have to pay Rs 200. This is the maximum premium. This amount will have to be deposited till the age of 60 years. The more premium you deposit, the more amount the government will deposit in your name.
How to register
To register under the Pradhan Mantri Shram Yogi Maandhan Yojana, it is mandatory for the employee to have a mobile phone, savings bank account and Aadhaar number. The eligible can go to the nearest Common Service Center and enroll for the Pradhan Mantri Shram Yogi Maandhan Yojana by self-attesting the Aadhaar card number and Savings Bank account / Jan Dhan account number. Once registered, all the information will go to the Government of India through online medium.
Get information on toll free number
A toll free number has been issued to enable the Prime Minister Shram Yogi Manadhan Pension Scheme to get the benefits easily. Complete information about this scheme can be obtained by talking on toll free number 18002676888. The Central Government has made the labor department office, LIC, EPFO a labor facility center for the scheme. Information about Prime Minister Shram Yogi Maandhan Pension Scheme can also be obtained in these offices.
Before the scheme, the National Pension System and the Atal Pension Scheme were available to the people. Under the Pradhan Mantri Shram Yogi Maandhan Yojana, a person with income below Rs 15,000 will get a pension of at least Rs 3000 every month after the age of 60 years. To get this pension, the employee will have to contribute a fixed amount every month and the same contribution will also be from the government. Why this pension scheme is special, let us tell you.
Who can benefit
According to government figures, around 42 crore people in India belong to the unorganized sector. These people have the opportunity to take advantage of this scheme. According to the data, till May 6, about 64.5 lakh people have registered themselves in it. The age for registration under this should be between 18 years to 40 years. Under this scheme, any worker belonging to the unorganized sector, whose age is below 40 years and not taking advantage of any government scheme, can take advantage of it. Keep in mind that the income per month should not exceed Rs 15,000.
How much premium to deposit
The premium will be charged according to age in this plan. The younger the member, the lower his premium will be. If someone will join this scheme at the age of 18, then they will have to deposit Rs 55 per month. Similarly, a person aged 29 years will have to pay Rs 100 and a worker of 40 years will have to pay Rs 200. This is the maximum premium. This amount will have to be deposited till the age of 60 years. The more premium you deposit, the more amount the government will deposit in your name.
How to register
To register under the Pradhan Mantri Shram Yogi Maandhan Yojana, it is mandatory for the employee to have a mobile phone, savings bank account and Aadhaar number. The eligible can go to the nearest Common Service Center and enroll for the Pradhan Mantri Shram Yogi Maandhan Yojana by self-attesting the Aadhaar card number and Savings Bank account / Jan Dhan account number. Once registered, all the information will go to the Government of India through online medium.
Get information on toll free number
A toll free number has been issued to enable the Prime Minister Shram Yogi Manadhan Pension Scheme to get the benefits easily. Complete information about this scheme can be obtained by talking on toll free number 18002676888. The Central Government has made the labor department office, LIC, EPFO a labor facility center for the scheme. Information about Prime Minister Shram Yogi Maandhan Pension Scheme can also be obtained in these offices.
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